This research examines the concept of a robo-advisor with digital twin capabilities for personal financial management. Using an exploratory study, the researchers developed an interactive and interpretive model that analyses the most critical variables to consider when designing the next level...

The COVID-19 pandemic has had an impact on the economic and financial sectors. In addition, due to the COVID-19 Pandemic, which requires you to carry out all activities at home, it will certainly have an impact on purchases and payments. This certainly has an impact on MSMEs and certainly...

In times of digitalization, established firms operating in the financial services sector increasingly form alliances with start-up companies to satisfy the customers´ demand for rapid innovation and cope with the growing dynamics of markets. Technology-enabled innovation challenges traditional...