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effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the … created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support …
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regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … recent developments, we argue that FinTech applications are expected to complement, not to replace, existing banking and … financial services. However, we warn against existing regulatory loopholes and regulatory arbitrage for FinTech applications and …
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Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes … billion to examine whether the fintech lending platform could expand credit access to consumers. We find that LendingClubâ … markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in …
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digital payments and the entry of a range of competitors including fintech and bigtech firms …
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into European Central Bank's definition of ‘fintech bank', in order to understand the role and the scope of supervision …This analysis concerns the regulation of fintech banks, having regard to the possibility of a business model in which ….Indeed, this paper highlights the possibility that the software of fintech banks will unbundle banking into its core functions of …
Persistent link: https://www.econbiz.de/10012841883