This chapter argues that a separation thesis was explicitly or implicitly beneath the entire subprime mortgage lending and transaction processes, and largely responsible for the resulting crisis. As the global financial crisis started from the subprime mortgage crisis in the United States of...

The paper investigates the specific challenges created by new online services and delivery methods with regard to the protection of consumers interests. By means of a survey of a representative sample of online consumers in five EU countries, the authors found a high degree of interest in young...