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Banking on Transparency for the Poor : Experimental Evidence from India

Field, Erica Marie; Rigol, Natalia; Moore, Charity Troyer; … - National Bureau of Economic Research - 2022

Do information frictions limit the benefits of financial inclusion drives for the rural poor? We evaluate an experimental intervention among recently banked poor Indian women receiving government cash transfers via direct deposit. Treated women were provided automated voice calls confirming...

Persistent link: https://www.econbiz.de/10013334506

The Intergenerational Transmission of Poverty and Public Assistance : Evidence from the Earned Income Tax Credit

McInnis, Nicardo S.; Michelmore, Katherine; Pilkauskas, … - National Bureau of Economic Research - 2023

This paper examines the intergenerational effects of the Earned Income Tax Credit (EITC) on poverty and public … assistance in adulthood (WIC and other public assistance) and reduces the likelihood of being in poverty (<100% of poverty) or … near poor (<200% of poverty) by about 7 percentage points. These findings build on a growing literature that considers the …

Persistent link: https://www.econbiz.de/10014322816

Persistent Effects of Social Program Participation on the Third Generation

Dahl, Gordon B.; Gielen, Anne C. - National Bureau of Economic Research - 2024

Can participation in safety net programs have long-lasting negative effects across multiple generations? Prior work shows a 1993 Dutch disability insurance reform which tightened requirements and lowered benefits for participants resulted in better outcomes for their children. We study the third...

Persistent link: https://www.econbiz.de/10014512066

Unemployment Insurance Fraud in the Debit Card Market

Khetan, Umang; Leder-Luis, Jetson; Wang, Jialan; Zhou, … - National Bureau of Economic Research - 2024

We study fraud in the unemployment insurance (UI) system using a dataset of 35 million debit card transactions. We apply machine learning techniques to cluster cards corresponding to varying levels of suspicious or potentially fraudulent activity. We then conduct a difference-in-differences...

Persistent link: https://www.econbiz.de/10014544804

Customized Cash Transfers : Financial Lives and Cash-flow Preferences in Rural Kenya

Kansikas, Carolina; Mani, Anandi; Niehaus, Paul - National Bureau of Economic Research - 2023

-net programs, but consistent with evidence on the financial challenges of poverty. Second, poverty itself affects preferences: a …

Persistent link: https://www.econbiz.de/10014226127

Is Social Protection a Luxury Good?

Lokshin, Michael; Ravallion, Martin; Torre, Iván - National Bureau of Economic Research - 2022

The claim that social protection is a luxury good--with a national income elasticity exceeding unity--has as been influential. The paper tests the "luxury good hypothesis" using newly-assembled data on social protection spending across countries since 1995, treating the pandemic period...

Persistent link: https://www.econbiz.de/10013388840

Stigma in Welfare Programs

Celhay, Pablo A.; Meyer, Bruce D.; Mittag, Nikolas - National Bureau of Economic Research - 2022

Stigma of welfare participation is important for policy and survey design, because it deters program take-up and increases misreporting. Stigma is also relevant to the literature on social image concerns, yet empirical evidence is scant because stigma is difficult to empirically identify. We use...

Persistent link: https://www.econbiz.de/10013334524

The Effect of Means-Tested Transfers on Work : Evidence from Quasi-Randomly Assigned SNAP Caseworkers

Cook, Jason; East, Chloe N. - National Bureau of Economic Research - 2023

We are the first to document that Supplemental Nutrition Assistance Program (SNAP) caseworker behavior impacts program receipt, likely due to differing levels of helpfulness in navigating the complicated application process. We use the conditional random assignment of caseworkers as an...

Persistent link: https://www.econbiz.de/10014322695

Certification and Recertification in Welfare Programs : What Happens When Automation Goes Wrong?

Wu, Derek; Meyer, Bruce D. - National Bureau of Economic Research - 2023

declines largely attributable to cross-program differences in recertification costs. Earlier-treated and higher-poverty …

Persistent link: https://www.econbiz.de/10014322824

Supporting Women's Livelihoods at Scale : Evidence from a Nationwide Multi-Faceted Program

Botea, Ioana; Brudevold-Newman, Andrew; Goldstein, Markus P. - National Bureau of Economic Research - 2023

The success of multi-faceted "graduation" programs at reducing poverty raises three questions: can the impacts of these … bundled intervention, indicating a streamlined package could be a promising poverty alleviation strategy for developing …

Persistent link: https://www.econbiz.de/10014337857