in skill premium but changes in relatives wages are related to changes in relative employment. 5. The differing … dispersion of wages is not a major contributor to differences in employment rates between Germany and the US. The jobs problem in … wages coupled with less regulations governing the labour market and the product market in the US has induced firms to employ …

insurance industry. These are important impacts of the liberalization and opening of the German insurance market. With the aid …

Abstract Insurance has been suggested as a policy instrument that can help in managing the rising economic cost of … tend to depend on (unreliable) disaster aid. This paper surveys the economics, insurance and psychology literature to …

life insurance industry. By referring to a recent study of the “International Center for Insurance Regulation”, he assesses … that, he discusses measures of insurance regulation that try to cope with the imminent problems of the life insurance … interest rates. Hereby, he argues, that life insurance products with lower investment guarantees that are granted for a shorter …