"Profitability improvements after the privatization of a large state-owned bank might come at the expense of reduced … access to financial services for some groups, especially the rural poor. The privatization of Tanzania's National Bank of …'s profitability and portfolio quality improved although credit growth was slow, in line with privatization experiences in other …

"Beck, Cull, and Jerome assess the effect of privatization on performance in a panel of Nigerian banks for the period …--is part of a larger effort in the group to study the effects of bank privatization in developing countries"--World Bank web …

design of privatization …