Traditional banking methods of addressing the problem of financial inclusion in developing countries are not working efficiently. As it is becoming obvious, opening operational and functional banking business offices in many developing countries is not a financially viable option. Banking...

This paper aims to examine the impact of financial technology (Fintech) on Islamic banks' income from perspective of the theory of financial intermediation. This study argues that the existence of banks as intermediaries due to transaction cost and asymmetrical information. In Islamic banking...