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Gender pension gaps in a private retirement accounts system : a dynamic model of household labor supply and savings
Joubert, Clément; Todd, Petra - 2020
This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …
Persistent link: https://www.econbiz.de/10012297945
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Retirement sorted? : the adequacy and optimality of wealth among the near-retired
Crawford, Rowena; O'Dea, Cormac - 2014
Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of …
Persistent link: https://www.econbiz.de/10010402537
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Cash and pensions : have the elderly in England saved optimally for retirement
Crawford, Rowena; O'Dea, Cormac - 2014
Using a model where households can save in either a safe asset or in an illiquid, tax-advantaged pension, we assess the extent to which those who recently reached the state pension age in the UK have saved optimally for retirement. The policy environment specified closely matches that prevailing...
Persistent link: https://www.econbiz.de/10010402536
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Savings and wealth of the lifetime rich : evidence from the UK and US
Bozio, Antoine; Emmerson, Carl; O'Dea, Cormac; Tetlow, Gemma - 2013
Whether higher lifetime income households do save a larger share of their income is one of the longstanding empirical questions in economics that has been surprisingly difficult to answer. We use both consumption data and a new dataset containing both individual survey data on wealth holdings...
Persistent link: https://www.econbiz.de/10010222359
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How do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army
Patterson, Richard W.; Skimmyhorn, William L. - National Bureau of Economic Research - 2022
increase retirement savings. However, gauging the relative efficacy of these approaches is challenging because the supporting … rates, active choice, and automatic enrollment) designed to increase retirement savings. Consistent with previous literature …, we find sizable effects of savings interventions on participation and cumulative contributions that increase with the …
Persistent link: https://www.econbiz.de/10013462745
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Plan Design and Participant Behavior in Defined Contribution Retirement Plans : Past, Present, and Future
Reuter, Jonathan - National Bureau of Economic Research - 2024
savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …
Persistent link: https://www.econbiz.de/10014635616
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The drawdown of personal retirement assets
Poterba, James M.; Venti, Steven F.; Wise, David A. - 2011
"The NBER Bulletin on Aging and Health provides summaries of publications like this. You can sign up to receive the NBER Bulletin on Aging and Health by email. How households draw down the balances that they accumulate in retirement saving accounts such as 401(k) plans and Individual Retirement...
Persistent link: https://www.econbiz.de/10008808083
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Climate Polarization and Green Investment
Anderson, Anders; Robinson, David T. - National Bureau of Economic Research - 2024
We build a nationally representative sample of retirement savers in Sweden to study how asymmetric updating of beliefs about climate change affects investment decisions. After the intense heat wave of 2018, respondents in regions dominated by a right-wing, anti-climate party grow less concerned...
Persistent link: https://www.econbiz.de/10014486223
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Financial literacy, retirement preparation and pension expectations in the Netherlands
Alessie, Rob; Rooij, Maarten van; Lusardi, Annamaria - 2011
Persistent link: https://www.econbiz.de/10009158804
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Financial literacy, retirement planning, and household wealth
Rooij, Maarten van; Lusardi, Annamaria; Alessie, Rob - 2011
Persistent link: https://www.econbiz.de/10009308095