Jia, Xiangping; Heidhues, Franz; Zeller, Manfred - In: Agricultural Finance Review 70 (2010) May, pp. 37-54
Purpose – In the presence of credit rationing the poor are unable to exploit growth-promoting opportunities. Using data gathered from a household survey on North China Plain, the purpose of this paper is to find pervasive rationing in the highly regulated formal credit market in rural China....