Zusammenfassung Die Ziele dieser Studie sind die Messung der Änderungen von Effizienz und Produktivität in der deutschen Versicherungswirtschaft. Damit wird eine wichtige Auswirkung der durch die Europäische Integration induzierten Deregulierung und Öffnung des deutschen Versicherungsmarkts...

Biodiversity provides insurance against the uncertain provision of ecosystem services which are being used by risk-averse economic agents. I present a conceptual ecological-economic model that combines (i) current results from ecology about the relationships between biodiversity, ecosystem...

"We assess the degree of consumption smoothing implicit in a calibrated life-cycle version of the standard incomplete-markets model, and we compare it to the empirical estimates of Blundell et al. (2008) (BPP hereafter). We find that households in the model have access to less...