<title>Abstract</title> Many studies have demonstrated that zoning by local governments can have adverse effects on housing production and, consequently, on housing affordability. Most of these studies, however, use coarse measures of zoning regulations and thus provide little information about the nature and...

Problems in the US mortgage industry have shown weaknesses in the standard regulatory and economic capital approaches. Although a significant amount of discussion is occurring around how to segment portfolios or predict key variables in order to better fit the existing formulas, we believe that...

So far as the available evidence allows, this paper examines the life and career of John Spence Ogilvy, foundation member of the Society of Accountants in Edinburgh in 1854, who emigrated to Melbourne in 1856, but did not play a part in the development of an organized accounting profession in...