Smith, Marvin; Wackes, John; Smith, Tony - In: The Annals of Regional Science 51 (2013) 2, pp. 575-591
Many consumers use alternative financial service providers (AFSPs)—such as check cashing outlets, payday lenders, and pawnshops—to conduct some of their financial transactions. However, the fees for these services tend to be higher than those charged at mainstream financial institutions. One...