credit investigation system through rural credit cooperatives (RCCs). The purpose of this paper is to evaluate the efficiency … of the peasant household credit investigation system in Hubei RCCs and provide some evidence and ideas to the formulation … efficiency in credit investigation system; second, the paper gives a brief description of the data envelopment analysis (DEA …

Purpose–Since the reform and opening-up policy, the long-term problem of loans became more and more serious when China …-term problem of loans and the relationship between it and economic growth. Design/methodology/approach–Using panel data for 28 … provinces and cities of China during 1994-2005, this paper investigates the determinants on the maturity of bank credit using …

loans. Unemployment stands out as the major factor that influences both mortgage and credit card arrears. The estimated … household loans from UK banks. Design/methodology/approach – The approach uses Vector auto-regression models to test the …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured …

focused on loans between relatives, friends and usurers. Few literatures, however, have studied the Credit NGOs (CNGOs …Purpose – The purpose of this paper is to analyze the sustainability of Credit Non-Governmental Organizations (CNGOs …, of DAYBANG using SWOT analysis. Findings – By the means of SWOT analysis it is found that clarified information, credit …

is to investigate first whether agricultural firms have a different probability to get a loan and whether their loans are … differently volume rationed than loans to non-agricultural firms. Second, the paper analyzes whether agricultural firms repay … their loans with different delinquencies than non-agricultural firms. Design/methodology/approach – The authors estimate a …

Purpose – In the presence of credit rationing the poor are unable to exploit growth-promoting opportunities. Using data … regulated formal credit market in rural China. The subsidized credit policies favor local elites instead of the targeted poor … strata and earmarked credit programs are less effective. By jointly estimating credit rationing in both the formal and …

Purpose – The purpose of this paper is to investigate the relationships between business risks and credit choices of … Shaanxi province conducted in October 2007. Four separate regressions are run using a credit measure as the dependent variable … farmers reduce credit use and financial risk, as business risks increase. Practical implications – The results suggest that …

evolution of credit towards increasingly productive applications. Although Roscher's theories were plausible, questions whether …, consumer debt, corporate takeover financing and other non-productive uses of credit. Concludes by comparing Roscher's ideas …