Hartarska, Valentina; Gonzalez-Vega, Claudio - In: The Journal of Real Estate Finance and Economics 30 (2005) 3, pp. 227-243
Published research on credit counseling and mortgage termination is surprisingly scarce, despite substantial growth in this industry. While the purpose of counseling is to assist low-income borrowers to improve their handling of debt and thereby reduce default, counseling may also improve the...