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technology, what benefits they have gained from the use, and the constraints encountered during the process. The quantitative … phone bill in a month. Increased efficiency in input delivery, market access, and output distribution were reported as some …
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This paper attempts to estimate trends in the efficiency levels of Indian and Pakistani commercial banks between 1985 … both countries. Our efficiency estimates show that, during the initial years of the post reform period, a reduction in … efficiency is observed for banks in both countries. However, efficiency levels were found to have increased subsequently …
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