prevention means, the chapter reviews some basic theoretical insights about prevention from human capital models and insurance … from a societal perspective: ex ante moral hazard from health insurance, externalities from vaccinations, lack of consumer …

provided more efficiently through other forms of social or private insurance. In theory, a negligence rule creates incentives … for efficient care, hence there should be no negligence, no claims and no demand for liability insurance. In practice, the … information and extensive health insurance lead to biased and uncertain legal standards. Uncertain legal standards create …

is more dubious; response to financial incentives such as insurance is exacerbated; the social consequences and external …

This chapter reviews topics related to the demand for health insurance, including the question of how choice of health … insurance should be structured for consumers. After the first section summarizes some of the institutional features of health … insurance in high- and middle-income countries, a second section synthesizes the normative and empirical literature on demand …