M<sc>eslier</sc>-C<sc>rouzille</sc> C., N<sc>ys</sc> E. and S<sc>auviat</sc> A. Contribution of rural banks to regional economic development: evidence from the Philippines, <italic>Regional Studies</italic>. The paper examines the link between banking and economic development in the Philippine regions and it focuses on the role of rural banks...

Our study of 602 European banks over 1996-2002 investigates how the banks' expansion into fee-based services has affected their interest margins and loan pricing. We find that higher income share from commissions and fees is associated with lower margins and loan spreads. The higher the...

The purpose of this paper is to investigate the relationship between bank risk and product diversification in the changing structure of the European banking industry. Based on a broad set of European banks for the period 1996-2002, our study first shows that banks expanding into non-interest...