M<sc>eslier</sc>-C<sc>rouzille</sc> C., N<sc>ys</sc> E. and S<sc>auviat</sc> A. Contribution of rural banks to regional economic development: evidence from the Philippines, <italic>Regional Studies</italic>. The paper examines the link between banking and economic development in the Philippine regions and it focuses on the role of rural banks...

The purpose of this paper is to investigate the relationship between bank risk and product diversification in the changing structure of the European banking industry. Based on a broad set of European banks for the period 1996-2002, our study first shows that banks expanding into non-interest...

Our study of 602 European banks over 1996-2002 investigates how the banks' expansion into fee-based services has affected their interest margins and loan pricing. We find that higher income share from commissions and fees is associated with lower margins and loan spreads. The higher the...

[fre] La concurrence accrue, la restructuration mais aussi l'harmonisation prudentielle à l'échelle internationale des conditions d'activités dans l'industrie bancaire oblige à s'interroger sur d'éventuelles spécificités de la réaction des systèmes bancaires à l'évolution des taux...

Potential new entrants to the European Union from Central and Eastern European countries face many challenges to achieve financial convergence with the existing EU nations. Using detailed case studies from Bulgaria, the Czech Republic, Latvia, Lithuania and Poland and analysis of cross country...

Since the subprime crisis, the regulatory framework for bank regulation has undergone substantial changes with the release, in December 2010, of the Basel 3 document. The new framework reintroduces a simple capital ratio, the leverage ratio, which is added to the more sophisticated capital...