investigates the usage and effects of loan sales, securitization, and credit derivatives in U.S. commercial banks over the last … report higher overall riskiness in banks that engage intensively in loans sales and securitization, which translates into … securitization than for credit derivatives. …

securitization in the USA. Moreover, the nature of the asset securitized appears to be dependent on the objective that the bank … risk transfer purposes, it has to opt for a non mortgage securitization. The nature of the asset securitized can thus, be … discriminates between different types of securitization.  …

Purpose – The purpose of this paper is to assess the effect of securitization on US bank lending and monetary policy … ratio of total loans per total assets on variables related to securitization activity, variables related to bank … securitization and bank-specific characteristics. GLS and SUR techniques are used. Findings – The results show that a greater …

We examine whether banks manage firms’ climate transition risks via corporate loan securitization. Results show that … that lowers transition risk, we show that banks respond by a lower securitization of loans given to firms that become more …