The wealth gap between the rich and poor is widening and contributing to Japan’s shrinking middle class. This study examined concerns about the future and life satisfaction and their association with household financial preparedness (e.g., savings, investments, life insurance) among married...

Housing counseling can increase homeownership opportunities for economically disadvantaged households. Prior research has generally viewed counseling as a means to reduce risk for mortgage lenders and insurers. This approach, which comes from the industry perspective, ignores important...