Ghosh, Amit - In: Journal of Financial Economic Policy 8 (2016) 1, pp. 37-63
region economic determinants of real estate lending of commercial banks across all 51 states spanning the period 1966 … of loans given out by banks. Findings Greater capitalization, liquidity and overhead costs reduce real estate lending …, while banks diversification and the size of the banking industry in each state increase such lending. Moreover, real estate …