Showing 1 - 10 of 10,510
invisibilization of power within economics: an invisibilization both of the political purposes served by a profession whose leading … models deny the relevance of social and political power, and of the ideational barriers to entry into â …
Persistent link: https://www.econbiz.de/10011133446
We investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of the subprime …
Persistent link: https://www.econbiz.de/10011052383
This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...
Persistent link: https://www.econbiz.de/10011524186
workers with the same (observed) human capital but different appearance (race): unobserved productivity (skill), search … intensities and discrimination (Becker 1957) due to an appearance-based employer disutility factor. Because these sources affect …
Persistent link: https://www.econbiz.de/10005067440
of workers into an endowment component and a discrimination component. The standard decomposition technique does not take … modified, in order to take into account the contribution of segregation to the endowments and the discrimination components. It … results show that discrimination plays a more important role in explaining gender wage differentials than in explaining ethnic …
Persistent link: https://www.econbiz.de/10005114210
Persistent link: https://www.econbiz.de/10011159867
Persistent link: https://www.econbiz.de/10011564155
The U.S. house price boom has been linked to an unsustainable easing of mortgage credit standards. However, standard time series models of US house prices omit credit constraints and perform poorly in the 2000’s. We incorporate data on credit constraints for first time buyers into a model of...
Persistent link: https://www.econbiz.de/10009001066
Most US house price models break down in the mid-2000's, due to the omission of exogenous changes in mortgage credit supply (associated with the sub-prime mortgage boom) from house price-to-rent ratio and inverted housing demand models. Previous models lack data on credit constraints facing...
Persistent link: https://www.econbiz.de/10009003148
outstanding mortgages experience fewer foreclosures, more renegotiations of delinquent mortgages, and smaller house prices …
Persistent link: https://www.econbiz.de/10011196026