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South Africa has an incomplete social protection system without a mandatory pension savings scheme. Designing a … universal insurance pension system would allow to reduce the important government funded pension grant system and ensure that …, with often a low pension. Moreover, South Africa has a dual, public and private, health care system. Half of the country …
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of future pension benefits to members of DC plans, and especially to present a pension risk simulator developed by the …
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This paper provides a review of the Swedish National Pension Funds based on international good practice and OECD …
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In most OECD countries, the structure of the pension system does not give much potential for individual choice. The … Swiss pension system is a particularly interesting case in this respect. Switzerland relies heavily on privately …. More choice would increase competition among funds, lead to higher returns on investment of pension funds, improve customer …
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Community-rating regulations equalize the insurance premiums faced by the healthy and the unhealthy. Intended reductions in the unhealthy's premiums can be undone, however, if the healthy forgo coverage. The severity of this adverse selection problem hinges largely on how health care costs are...
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