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Do disaster experience and knowledge affect insurance take-up decisions?
Cai, Jing; Song, Changcheng - In: Journal of development economics 124 (2017), pp. 83-94
Persistent link: https://www.econbiz.de/10011736477
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Chapter 71. Access to Finance
Karlan, Dean; Morduch, Jonathan - In: Handbook of development economics : volume 5, (pp. 4703-4784). 2010
Expanding access to financial services holds the promise to help reduce poverty and spur economic development. But, as a practical matter, commercial banks have faced challenges expanding access to poor and low-income households in developing economies, and nonprofits have had limited reach. We...
Persistent link: https://www.econbiz.de/10014025731
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Access to Finance
Karlan, Dean; Morduch, Jonathan - In: Handbook of Development Economics
Expanding access to financial services holds the promise to help reduce poverty and spur economic development. But, as a practical matter, commercial banks have faced challenges expanding access to poor and low-income households in developing economies, and nonprofits have had limited reach. We...
Persistent link: https://www.econbiz.de/10010702973
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Chapter 3 Horizontal Innovation in the Theory of Growth and Development
Gancia, Gino; Zilibotti, Fabrizio - 2005
We analyze recent contributions to growth theory based on the model of expanding variety of Romer [Romer, P. (1990). “Endogenous technological change”. Journal of Political Economy 98, 71–102]. In the first part, we present different versions of the benchmark linear model with imperfect...
Persistent link: https://www.econbiz.de/10014023784
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Development and freedom as risk management
Chowdhry, Bhagwan; Roll, Richard; Saxena, Konark - In: Finance Research Letters 10 (2013) 3, pp. 103-109
market based insurance mechanisms. We find some empirical support for this conjecture in that the volatility of consumption …
Persistent link: https://www.econbiz.de/10010703273
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Macroinsurance for Microenterprises: A Randomized Experiment in Post-Revolution Egypt
McKenzie, David - C.E.P.R. Discussion Papers - 2014
macroeconomic and political uncertainty. Demand for macroeconomic shock insurance was high; 36.7 percent of microentrepreneurs in … the treatment group purchased insurance. However, purchasing insurance does not change the likelihood that a business … microenterprises. However, insurance may still be of value to them to help cope with shocks when they do occur, but we are unable to …
Persistent link: https://www.econbiz.de/10011084029
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Consumer Financial Behavior
Raaij, W. Fred van - In: Foundations and Trends(R) in Marketing 7 (2014) 4, pp. 231-351
Consumer financial behavior is a domain between micro-economics, behavioral finance, and marketing. It is based on insights and behavioral theories from cognitive, economic, and social psychology (biases, heuristics, social influences), in the context of and sometimes in conflict with...
Persistent link: https://www.econbiz.de/10011078384
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Microeconomics of Technology Adoption
Foster, Andrew D.; Rosenzweig, Mark R. - In: Annual Review of Economics 2 (2010) 1, pp. 395-424
nonfinancial returns to adoption, one's own learning and social learning, technological externalities, scale economies, schooling …, credit constraints, risk and incomplete insurance, and departures from behavioral rules implied by simple models of …
Persistent link: https://www.econbiz.de/10009226029
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Barriers to Household Risk Management: Evidence from India
Cole, Shawn; Gine, Xavier; Tobacman, Jeremy; Topalova, Petia - In: American Economic Journal: Applied Economics 5 (2013) 1, pp. 104-35
rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the … product offered a payout ratio comparable to US insurance contracts. We present evidence suggesting that lack of trust …
Persistent link: https://www.econbiz.de/10010815890
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Agricultural Decisions after Relaxing Credit and Risk Constraints
Karlan, Dean; Udry, Christopher; Osei, Robert Darko; … - National Bureau of Economic Research (NBER) - 2012
. Binding credit market constraints and incomplete insurance can reduce investment in activities with high expected profits. We … opportunities to purchase rainfall index insurance, or a combination of the two. Demand for index insurance is strong, and insurance … to farmer investment is uninsured risk: when provided with insurance against the primary catastrophic risk they face …
Persistent link: https://www.econbiz.de/10010969291