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Financial education for migrants and their families
Atkinson, Adele; Messy, Flore-Anne - 2015
Money remitted by international migrants is a major source of income for many countries around the world, exceeding all international development funds combined. Yet individual migrants and their families are often amongst the most vulnerable people in society, and many face significant barriers...
Persistent link: https://www.econbiz.de/10011404036
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Financial Education for Migrants and their Families
Atkinson, Adele; Messy, Flore-Anne - Directorate for Financial, Fiscal and Enterprises … - 2015
Money remitted by international migrants is a major source of income for many countries around the world, exceeding all international development funds combined. Yet individual migrants and their families are often amongst the most vulnerable people in society, and many face significant barriers...
Persistent link: https://www.econbiz.de/10011276665
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Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market
Agarwal, Sumit; Ben-David, Itzhak; Yao, Vincent - National Bureau of Economic Research (NBER) - 2013
Financially constrained borrowers have the incentive to influence the appraisal process in order to increase borrowing or reduce the interest rate. We document that the average valuation bias for residential refinance transactions is above 5%. The bias is larger for highly leveraged...
Persistent link: https://www.econbiz.de/10010703331
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Immigration and Inequality
Card, David - In: American Economic Review 99 (2009) 2, pp. 1-21
Persistent link: https://www.econbiz.de/10004999865
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Lurking in the cities: Urbanization and the informal economy
Elgin, Ceyhun; Oyvat, Cem - In: Structural Change and Economic Dynamics 27 (2013) C, pp. 36-47
This study investigates the empirical relationship between the level of urbanization and size of the informal economy … that there is an inverted-U relationship between informality and the level of urbanization. That is, the share of the … informal sector grows in the early phases of urbanization due to several pull and push factors; however, it tends to fall in …
Persistent link: https://www.econbiz.de/10010719335
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Take-up of mortgage assistance for distressed homeowners: The role of geographic accessibility
Russell, Blair D.; Moulton, Stephanie; Greenbaum, Robert T. - In: Journal of Housing Economics 24 (2014) C, pp. 57-74
Program participation is a necessary but not sufficient condition for the success of housing policies such as mortgage assistance for distressed homeowners. Low rates of take-up of available assistance among eligible homeowners have hampered the potential success of programs such as the U.S....
Persistent link: https://www.econbiz.de/10010875229
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Promoting financial inclusion through financial education : OECD/INFE evidence, policies and practice
Atkinson, Adele; Messy, Flore-Anne - 2013
Financial inclusion is an international policy priority and demand-side initiatives including financial education have an important role to play in helping individuals to access and use appropriate, formal financial products. In 2010, under the support of the Russian Trust Fund for Financial...
Persistent link: https://www.econbiz.de/10010230643
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Communicating pension risk to DC plan members : the Chilean case of a pension risk simulator
Antolín Nicolás, Pablo; Fuentes, Olga - 2012
The purpose of this paper is to discuss a few issues related to how best to communicate uncertainty about projections of future pension benefits to members of DC plans, and especially to present a pension risk simulator developed by the Chilean regulator (Superintendencia de Pensiones, SP) that...
Persistent link: https://www.econbiz.de/10009684018
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The status of financial education in Africa
Messy, Flore-Anne; Monticone, Chiara - 2012
While the African situation displays disparities both within and between countries in terms of economic and human development, on average, many African countries have relatively low school enrolment ratios, highly informal labour markets, high poverty rates, as well as low financial inclusion...
Persistent link: https://www.econbiz.de/10009684023
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Financial education, savings and investments : an overview
Lewis, Sue; Messy, Flore-Anne - 2012
Savings and investments by individuals are important both for personal financial well-being and for economic growth. Many governments try to encourage their citizens to save more, or to save more appropriately, by preferring formal institutions to informal saving and by promoting more...
Persistent link: https://www.econbiz.de/10009684028