deregulation process. We find that once the geographic deregulation process finishes, inter-regional mergers between savings banks … will be mergers between savings and commercial banks. -- branch deregulation ; mergers ; optimal behavior ; Spanish banking …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …

U.S. state-level banking deregulation during the 1980's mitigated the impact of the China trade shock (CTS) on local … granular bank-county-level data, we show that household consumption smoothing in response to the CTS was easier in financially …

Using the bank deregulation in China as an exogenous shock to bank competition, we investigate how it affects local … fertility. Consistent with this notion, we find that the effect of bank deregulation on birth rates is greater for cities with … fertility. We show that the deregulation significantly increases city-level birth rates. This effect is more pronounced among …