.S. bank securities, hedging positions, and corporate credit. Banks that experienced larger losses on their securities during … the 2022-2023 monetary tightening cycle extended less credit to firms. This spillover effect was stronger for available …

transmitted. However, the pass-through is heterogeneous across credit markets, being especially weak in the mortgage and … automotive credit markets. A higher market concentration in the credit sector is associated with a higher level of the … capital to bank assets, are also found to affect the long-run level of one or more lending rates. Higher competition in credit …

England and HM Treasury in June 2012, with the aim of improving the supply of credit to the UK real economy. Despite the …, and the intention was to provide lenders with a stable source of lower-cost funding to support credit provision to the … 2013 to help identify changes in credit supply from credit demand. Specifically, the change sharpened incentives to lend to …

light on the distributional consequences at both the individual and regional levels. We find that credit supply factors … are even more pronounced for young and middle-income borrowers who find themselves excluded from the credit market. Also …