Showing 1 - 10 of 6,121
China's distinctive demographic landscape, early retirement policies, and deeply ingrained gender norms provide a … unique backdrop for investigating gender disparities in retirement and subjective well-being. Drawing upon data from the … retirement rates, surging by 19 percentage points for males and 13 percentage points for females in proximity to this age …
Persistent link: https://www.econbiz.de/10014421205
This article analyzes the manifold situations in which the efficient-market hypothesis (EMH) has influenced—or has failed to influence—federal securities regulation and state corporate law, and the prospective roles for the EMH in these contexts. In federal securities regulation, the EMH has...
Persistent link: https://www.econbiz.de/10010603964
retirement savings contributions and information search processes. We combine ideas from the literature in psychology and … economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results …Deciding how much to save for retirement is a difficult task that includes many uncertainties. In this paper, we use …
Persistent link: https://www.econbiz.de/10010617620
We assess investment sophistication in a large sample of auto-enrolled, retirement plan member choices. A strong …
Persistent link: https://www.econbiz.de/10011116411
We estimate the effect of employer offers of retiree health benefits (RHBs) on the timing of retirement using a sample … of Health and Retirement Study (HRS) men observed over a period of up to 12 years. We hypothesize that the effect of RHBs … three wellknown panel data estimators and find that, for men in their 50s, RHBs have little or no effect on retirement …
Persistent link: https://www.econbiz.de/10008465514
This paper examines the effects of non-contributory pension programs at the federal and state levels on Mexican households' saving patterns using micro data from the Mexican Income and Expenditure Survey. The federal program by itself appears to reduce the saving rate of households whose oldest...
Persistent link: https://www.econbiz.de/10011544981
employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …I review the academic literature on defined contribution retirement plan design and participant behavior. While … savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to …
Persistent link: https://www.econbiz.de/10014635616
retirement reduced their non-housing saving rate by 3.5 percentage points, on average. This mean effect is driven by high … interpretation is that the survey acted as a salience shock, possibly with respect to reduced housing costs in retirement. …
Persistent link: https://www.econbiz.de/10010260072
In the face of the substantial ageing of population expected to occur in OECD countries over coming decades, policies that boost labour-force participation attract considerable interest. There remain large cross-country divergences in participation rates that are largely accounted for by...
Persistent link: https://www.econbiz.de/10012447134
, older ages at retirement, and more years of service are associated with a greater probability of choosing a J&S annuity. We …
Persistent link: https://www.econbiz.de/10014576660