We analyze the saving motives of European households using micro-data from the Household Finance and Consumption Survey … suggest that the retirement motive and the precautionary motive are the dominant motives for saving in Europe partly because … in Europe than is the altruism model …

This paper examines the role of spousal trust in intra-household decision making through its potential of inciting the … supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …

This paper presents the impact of decreasing MFI interest rates on household deposits and saving goals in 12 Monetary … Union member countries in the years 2009-2015. It analyses tendencies in household deposits (overnight, with agreed maturity … and redeemable at notice), and attempts to link them with certain household saving motives (target, retirement and …

an in-depth analysis of micro-based data on household wealth across OECD countries. The analysis addresses several …

expectations. Extrapolative income expectations help explain state-dependent household debt cycles qualitatively and quantitatively …