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Understanding bank and nonbank credit cycles : a structural exploration

Durdu, Ceyhun Bora; Zhong, Molin - 2019

We explore the structural drivers of bank and nonbank credit cycles using an estimated medium-scale macro model that … potentially drive bank and nonbank credit growth. We find that sectoral shocks affecting the balance sheets of entrepreneurs who … borrow from the financial sector are important for the business cycle frequency fluctuations in bank and nonbank credit …

Persistent link: https://www.econbiz.de/10012181042

Housing market bubbles and business cycles in an agent-based credit economy

Erlingsson, Einar Jon; Teglio, Andrea; Cincotti, Silvano; … - 2014

This paper investigates the housing and mortgage markets by means of an agent-based macroeconomic model of a credit … households’ creditworthiness conditions required by banks in order to grant a mortgage. Results show that easier access to credit …

Persistent link: https://www.econbiz.de/10010248859

When irrelevant alternatives do matter : the effect of focusing on loan decisions

Bakó, Barna; Neszveda, Gábor; Dezső, Linda - In: Theory and decision : an international journal for … 84 (2018) 1, pp. 123-141

Persistent link: https://www.econbiz.de/10011939656

Housing, wealth accumulation and wealth distribution : evidence and stylized facts

Causa, Orsetta; Woloszko, Nicolas; Leite, David - 2019

This paper produces new evidence and stylised facts on housing, wealth accumulation and wealth distribution, relying on an in-depth analysis of micro-based data on household wealth across OECD countries. The analysis addresses several questions: i) How is homeownership and housing tenure...

Persistent link: https://www.econbiz.de/10012202943

Modeling lifetime expected credit losses on bank loans

Chellathurai, Thamayanthi - In: International journal of theoretical and applied finance 24 (2021) 8, pp. 1-49

Persistent link: https://www.econbiz.de/10012887420

Eigenkapital von Banken als Regulierungsgegenstand : Auswirkungen von Eigenkapitalanforderungen auf das Investitionsverhalten bankfinanzierter Unternehmen

Hauck, Achim - 2008 - 1. Aufl.

Achim Hauck geht der Frage nach, ob Investitionsentscheidungen von bankfinanzierten Unternehmen durch Fehlanreize gekennzeichnet sind. Er zeigt, dass unternehmerische Fehlanreize bei der Investition durch geeignet ausgestaltete Mindesteigenkapitalanforderungen an die sie finanzierenden Banken...

Persistent link: https://www.econbiz.de/10013515694