different social requirements and needs of students. An arithmetical example illustrates the way the model functions. We …

attending a four-year college and lower student debt. The effect is more pronounced for students who receive less financial aid …

This paper studies the causal impacts of public universities on the outcomes of their marginally admitted students. I … American public university students, to systematically identify and employ decentralized cutoffs in SAT/ACT scores that …-10 percent more than their marginally rejected but otherwise identical counterpart. Marginally admitted students pay no …

We conduct a survey-based experiment with 2,776 students at a non-profit university to analyze income insurance demand … in education financing. We offered students a hypothetical choice: either a federal loan with income-driven repayment or … ISA uptake by 43%. We observe that students are responsive to changes in contract terms and possible student loan …

It is well known that higher education financing involves uncertainty and risk with respect to students' future … this important international policy reform that has motivated the chapter. An ICL provides students with finance for …

to students on the basis both of financial need and academic (and other) merit, with merit influencing not only total …-secondary education, both whether and where they attend are importantly influenced by family background. Among students who score well on …, while only about 75% of those from low SES backgrounds do. High-income students are also more likely to attend private …

have increased. We discuss these trends as well as recent evidence on the extent to which students are able to obtain … student credit arrangements that balance three important objectives: (i) providing credit for students to access college and …

variation from a Colombian financial aid reform boosting the share of low-income students at an elite university. Combining … college records and original survey data, I study how diversity affects high-income students' social networks, perceptions … low-income peers caused high-income students to diversify their social networks, have more accurate perceptions of the …