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Payment changes and default risk: theimpact of refinancing on expected credit losses

Tracy, Joseph; Wright, Joshua - Federal Reserve Bank of New York - 2012

' monthly mortgage payments for a large sample of prime adjustable-rate mortgages. Applying a 26 percent average monthly payment … conforming adjustable-rate mortgages with loan-to-value ratios above 80 percent declines by 3.8 percentage points. If we assume … per dollar of balance for mortgages that refinance under HARP. …

Persistent link: https://www.econbiz.de/10010552107

The shape of the recovery

Tracy, Joseph S. - Federal Reserve Bank of New York - 2011

Remarks at the Connecticut Business and Industry Association/MetroHartford Alliance Economic Summit and Outlook 2011, Hartford, Connecticut

Persistent link: https://www.econbiz.de/10010724973

Housing and the economic recovery

Dudley, William C. - Federal Reserve Bank of New York - 2012

Remarks at the New Jersey Bankers Association Economic Forum, Iselin, New Jersey.

Persistent link: https://www.econbiz.de/10010724975

Payment size, negative equity, and mortgage default

Fuster, Andreas; Willen, Paul S. - Federal Reserve Bank of New York - 2012

adjustable-rate mortgages that have experienced large rate reductions over the past years and are largely immune to these …

Persistent link: https://www.econbiz.de/10010598262

The financial crisis at the kitchen table: trends in household debt and credit

Brown, Meta; Haughwout, Andrew; Lee, Donghoon; Klaauw, … - Federal Reserve Bank of New York - 2010

The Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel, created from a sample of U.S. consumer credit reports, is an ongoing panel of quarterly data on individual and household debt. The panel shows a substantial run-up in total consumer indebtedness between the first quarter of 1999...

Persistent link: https://www.econbiz.de/10008784301

The Federal Reserve Bank of New York's involvement with AIG

Thomas C. Baxter, Jr.; Dahlgren, Sarah J. - Federal Reserve Bank of New York - 2010

Joint written testimony before the Congressional Oversight Panel, Washington, D.C.

Persistent link: https://www.econbiz.de/10010724976