risk preferences, loan take-up, and insurance purchase decisions. This area-based yield insurance can help reduce people … shocks. In a context of collateralized formal credit markets, we provide suggestive evidence that insurance may help reduce …-hand effect, and risk aversion. In the latter case, the shape of the relationship is quadratic, meaning that highly risk averse …

Despite strong beliefs that property titling and registration will enhance credit access, empirical evidence in support …’s 387 sub-registry offices (SROs) allows us to combine quarterly administrative data on credit disbursed by all commercial … digital. Computerization had no credit effect in rural areas but led to increased credit-supply in urban ones. A marked …

deliver agricultural extension advice and affordable credit in the form of inputs to farm households. This essay estimates the … extension advice and better access to credit created by the RBD program, and the it appears to have shielded poorer farmers … productivity and incomes in areas subject to system unanticipated shocks. Incorporating risk management techniques or insurance …

extension advice and affordable credit in the form of inputs to farm households. This essay estimates the average impact of the … access to credit created by the RBD program, and the it appears to have shielded poorer farmers somewhat from the impact of … areas subject to system unanticipated shocks. Incorporating risk management techniques or insurance against systemic risk …

regimes of financial intermediation. The results show that increasing credit limits helps in sustained adoption and prevents … maize, access to credit prevents abandonment of the maize crop. …

-eligible for daycare. Using a credit constraint framework, the results in the paper indicate that the small, temporary income … it fills in a gap left by a lack of access to credit. …

This paper introduces technology choice and credit access constraints in Melitz (2003) model under a dynamic setting to … are specifically relevant in a developing country context are firm's access to credit and frontier level technology. The … theoretical model confirms that firms face varying levels of credit constraints depending on their initial productivity and small …

This study examines the interaction between insurance, credit and liquidity constraints using a stochastic dynamic … model. A risk averse farmer whose objective is to manage both production and market risk is assumed to maximize the expected … utility of life-time consumption by using both area revenue (AR) insurance and consumption smoothing subject to a credit …

Loan records and lender credit risk classifications are used to examine agricultural credit risk migration. The results … include estimates of the likelihood of borrowers transitioning among five credit risk tiers. The paper also examines factors … that influence or predict credit risk migration and its impact on loan pricing. …