temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have …

underwriting; (2) reform of rating agency compensation, (3) risk retention in securitization, and (4) mandatory loan renegotiation …

assistance that are not directly related to failure risk) for analyzing the effects of RFC assistance on bank survival. We find … assistance not only contributed to loan supply by reducing failure risk; conditional on bank survival, RFC assistance is … bank failure rates in Michigan during the period 1932-1934, which includes the important Michigan banking crisis of early …

how capital regulation, liquidity regulation, deposit insurance, loan to value limits, and dividend taxes interact to …We analyze a variant of the Diamond-Dybvig (1983) model of banking in which savers can use a bank to invest in a risky … project operated by an entrepreneur. The savers can buy equity in the bank and save via deposits. The bank chooses to invest …

was to ensure that liquidity provisions could be disseminated efficiently even when the unsecured interbank markets were … mismatch in their balance sheets. The data suggest that foreign banks had to borrow from the Federal Reserve Bank to meet their …

exploit government guarantees, arbitrage regulatory risk weights, and access central-bank funding, we find that this carry …We show that Eurozone bank risks during 2007-2012 can be understood as a "carry trade" behavior. Bank equity returns …' short-term debt exposures. Consistent with moral hazard in the form of risk-taking by large, under-capitalized banks to …

We analyze the effectiveness of consumer financial regulation by considering the 2009 Credit Card Accountability …