High loan-to-value mortgage lending is a fast-growing sector of the mortgage industry that has evolved to meet the needs of today's consumers.

This study explains why financial services have for centuries been regulated to a greater extent than are most products that do not directly affect people's health or safety.

This study explains why financial services have for centuries been regulated to a greater extent than are most products that do not directly affect people's health or safety.

In his new book, Peter Wallison argues the Dodd-Frank Act was the result of a false narrative about the 2008 financial crisis, blaming the crisis on the private sectors when in fact it was caused by the US government’s housing policies. This was not harmless error; the act will suppress...

It is clear that there is no legitimate basis for the proposed expensing of employee stock options.

Requiring companies to expense options in the absence of any satisfactory method to evaluate their costs would be inconsistent with the principles and objectives of accounting.