Once stolid, strictly regulated organizations that epitomized lifetime employment, retail banks are now highly … competitive enterprises with fragmented career structures and a new focus on sales and performance. Because banks are a major … selected banks in Australia, France, Germany, Great Britain, Italy, the Netherlands, New Zealand, Spain, and the United States …

. Today, banks are no longer limited to retail deposit-taking and lending operations; they engage in wholesale banking … operations of banks and other financial institutions, particularly insurance companies. With the growing impact of financial …