The Bank for Agriculture and Agricultural Cooperatives (BAAC) in Thailand has gone through four major phases of reform: 1966-74, laying the foundation for individual lending to farmers through joint liability groups; 1975-87, expanding its lending operations through access to commercial bank and...

Due to the overall failure of donor-driven subsidized directed credit administered by government-owned development finance institutions, the emphasis in development policy has shifted to (rural) financial systems development and the building of self-reliant, sustainable institutions. While...

Uganda, where 85 % of the population live in rural areas, has experienced a rapid rise of rural and microfinance over the last ten years. There is a pronounced gender awareness in public policities and programs. Best practices have been mastered by institutions in the formal and the NGO sector....

Rajwa is a 50 years old widow in the area of Karak, with five children. Her husband died 10 years ago. In January 2000, she received a collateral-free loan of JD 2,100 (US$ 3,000) from the ACC/IFAD Income Diversification Project, repayable over 8 years. She bought 20 sheep, which have increased...

Policymakers in Syria are seriously concerned (a) about social equality and equal opportunities for women and men; and (b) about the effectiveness of financial institutions in providing adequate services to men, women and youth to fight poverty and reduce unemployment. Considerable social...

Two thirds of the Fund's current projects have a rural finance component; about 21% of the Fund's resources are dedicated to rural finance.2 Most of IFAD's target group are small producers engaged in agric ultural and non-agricultural activities in areas of widely varying potential. Direct...