question focusing in diversification of the loan portfolio, presenting a theoreticalmodel that considers the possible gains … from diversification, while taking intoaccount the effects of monitoring. Additionally, we present empirical evidence … onthis matter for the Colombian banking system. According to the model, we findthat once the banks have chosen its optimal …

This paper presents two versions of a spatial competition model forthe banking sector. The first version, describes a … from an optimal number of branches for the banking systemthroughout the period of study. The deviation indicates that in …

conditions and the behavior of banks. This paper illustrates this point by means of a theoretical micro-banking model and shows …

-round effects. Our methodology and recommendations contribute to the international discussion on management intraday liquidity risk …

' inefficiency and to a lesser extent by credit risk exposure and market power. This implies that public policies should be oriented …