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Global Financial Regulatory Trends and Challenges for Insurance and Pensions
Alonso, Tatiana; Alonso, Javier; Fernandez de Lis, Santiago - BBVA Research, Grupo BBVA - 2013
finance. Under this scenario the Insurance and Pensions (I&P) industry, less affected in the crisis, is undergoing important …&P, either directly from its own regulation or indirectly from changes in the banking sector regulation and strategies. After …&P industry more involved in infrastructure funding, and more real estate financing activity from the insurance sector. As regards …
Persistent link: https://www.econbiz.de/10010795000
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Global Financial Regulatory Trends and Challenges for Insurance and Pensions
Alonso, Tatiana; Alonso, Javier; Fernandez de Lis, Santiago - BBVA Research, Grupo BBVA
finance. Under this scenario the Insurance and Pensions (I&P) industry, less affected in the crisis, is undergoing important …&P, either directly from its own regulation or indirectly from changes in the banking sector regulation and strategies. After …&P industry more involved in infrastructure funding, and more real estate financing activity from the insurance sector. As regards …
Persistent link: https://www.econbiz.de/10010784833
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Projections of dynamic generational tables and longevity risk in Chile
Alonso, Javier; Tuesta, David; Torres Torres, Diego; … - BBVA Research, Grupo BBVA - 2013
The increase in longevity risk is leading to serious challenges for economies. Industries such as insurance and … will have major negative effects on the pension and insurance industry, in the hypothetical case that they were not updated …
Persistent link: https://www.econbiz.de/10010784818
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Potentiality of reverse mortgages to supplement pension: the case of Chile
Alonso, Javier; Lamuedra, Maria; Tuesta, David - BBVA Research, Grupo BBVA - 2013
Reverse mortgages have been established as an alternative for generating liquid flows of income during retirement in some developed countries. Given that the risks associated with lower income during old age are usually covered by a wide range of sources of funding, this paper analyses the...
Persistent link: https://www.econbiz.de/10010784837
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Tendencias a medio plazo en la banca espanola
Fernandez de Lis, Santiago; Rubio, Ana - BBVA Research, Grupo BBVA - 2013
Tras la crisis financiera internacional, el sistema bancario espanol tendra que afrontar un nuevo entorno, en el que las condiciones no seran tan benignas como lo eran antes de la crisis ni tan extremas como lo son en la actualidad. En este articulo se pasa revista a las principales tendencias...
Persistent link: https://www.econbiz.de/10010784839
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Potencialidad del desarrollo de hipotecas inversas como complemento pensionario: el caso de Chile
Alonso, Javier; Tuesta, David; Lamuedra, Maria - BBVA Research, Grupo BBVA - 2013
Las hipotecas inversas se han venido constituyendo en una alternativa para generar flujos de ingresos liquidos durante la etapa de jubilacion en algunos paises desarrollados. Teniendo en cuenta que los riesgos de menores recursos durante la etapa de vejez suelen ser enfrentados con un abanico...
Persistent link: https://www.econbiz.de/10010784841
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Financiando la jubilacion con activos inmobiliarios: un analisis de caso para Mexico
Hoyo, Carmen; Tuesta, David - BBVA Research, Grupo BBVA - 2013
Los activos inmobiliarios representan un ahorro importante de las familias con el que llegan a la etapa de retiro. En base a ello, las hipotecas inversas son un producto desarrollado en algunos paises como alternativa para generar flujos de ingresos liquidos durante la jubilacion. Teniendo en...
Persistent link: https://www.econbiz.de/10010784845
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Financing retirement with real estate assets: an analysis of Mexico
Hoyo, Carmen; Tuesta, David - BBVA Research, Grupo BBVA - 2013
Real estate assets represent a major form of savings for families when they reach retirement age. Reverse mortgages are a financial product developed as an alternative way of generating flows of liquid income during retirement in some countries. As income during old age must be diversified from...
Persistent link: https://www.econbiz.de/10010784846
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Proyecciones de tablas generacionales dinamicas y riesgo de longevidad en Chile
Alonso, Javier; Tuesta, David; Torres, Diego; … - BBVA Research, Grupo BBVA - 2013
El incremento del riesgo de longevidad viene imponiendo retos importantes en las economias. Las industrias como la de seguros y pensiones, que se encuentran mas directamente relacionadas a la gestion de los riesgos de vejez, han venido experimentando desde hace varios anos efectos directos, lo...
Persistent link: https://www.econbiz.de/10010897067
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Tendencias regulatorias financieras globales y retos para las Pensiones y Seguros
Alonso, Javier; Alonso, Tatiana; Fernandez de Lis, Santiago - BBVA Research, Grupo BBVA - 2013
El sistema financiero esta siendo objeto de un importante ajuste regulatorio que se ha incrementado gradualmente en los ultimos cinco años. Solvencia II y Basilea III son dos de las iniciativas globales mas relevantes que tratan de reformular el escenario futuro de las finanzas. Bajo este...
Persistent link: https://www.econbiz.de/10011132487