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private Credit-to-GDP ratio, which allow us to estimate the long-term sustainable level of credit deepening in a country and … short-term on the credit ratio. …
Persistent link: https://www.econbiz.de/10011118602
near future is that regulators of banks, pensions and insurance sectors should analyse the interactions of new regulations …
Persistent link: https://www.econbiz.de/10010795000
El sistema financiero esta siendo objeto de un importante ajuste regulatorio que se ha incrementado gradualmente en los ultimos cinco años. Solvencia II y Basilea III son dos de las iniciativas globales mas relevantes que tratan de reformular el escenario futuro de las finanzas. Bajo este...
Persistent link: https://www.econbiz.de/10011132487
near future is that regulators of banks, pensions and insurance sectors should analyse the interactions of new regulations …
Persistent link: https://www.econbiz.de/10010784833
La crisis financiera internacional se ha reflejado en un aumento de los tipos de interes del nuevo credito a las empresas, en particular en los paises perifericos y en el caso de las pymes. En este documento se analiza la formacion de los precios del credito en dos paises de la periferia,...
Persistent link: https://www.econbiz.de/10011240543
In this paper we assess empirically whether financial inclusion contributes to reducing income inequality when … controlling for other key factors, such as economic development and fiscal policy. We conclude that financial inclusion … implication of this result is that financial inclusion should be at the forefront of government policies to reduce income …
Persistent link: https://www.econbiz.de/10011158361
customers and banks through outsourcing agreements. This paper provides the first harmonised database with information on the …
Persistent link: https://www.econbiz.de/10011261804
This article analyzes the potential impact of a higher level of capital and liquidity of banks on the credit … first stage it is estimated the impact of capital and liquidity on the quantity and the price of credit. In the second stage … it is quantified the impact of credit and its price on the GDP per capita. Thus, the impact of regulation on output is …
Persistent link: https://www.econbiz.de/10009001816
Este articulo analiza el impacto potencial de un mayor nivel de capital y liquidez bancaria sobre la penetracion del credito y el desarrollo economico en los paises emergentes. Con este fin, se realiza un ejercicio econometrico en dos etapas. En la primera etapa se estima el impacto del capital...
Persistent link: https://www.econbiz.de/10009003049
We find empirical evidence that the Chinese banking system has benefited from the entry of foreign investors through higher profitability and increased efficiency of the banking system. Foreign partcipation, which consists of a minority stake in a Chinese bank (in contrast to the typical pattern...
Persistent link: https://www.econbiz.de/10009364713