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Information technology and productivity changes in the Italian banking industry

Casolaro, Luca; Gobbi, Giorgio - Banca d'Italia - 2004

This paper analyzes the effect of information technologies (IT) in the financial sector using micro-data on a panel of over 600 Italian banks over the period 1989-2000. We estimate stochastic cost and profit functions allowing for individual banksï¿½ displacements from the efficient frontier...

Persistent link: https://www.econbiz.de/10005467298

The causal effect of credit guarantees for SMEs: evidence from Italy

D'Ignazio, Alessio; Menon, Carlo - Banca d'Italia - 2013

We evaluate the effectiveness of a partial credit guarantee program implemented in a large Italian region using unique microdata from a broad set of firms. Our results show that the policy was effective to the extent that it resulted in an improved financial condition for the beneficiary firms....

Persistent link: https://www.econbiz.de/10011099641

Credit access for female firms: evidence from a survey on European SMEs

Stefani, Maria Lucia; Vacca, Valerio - Banca d'Italia - 2013

finance than their male counterparts. According to statistical evidence, female firms have difficulty in accessing bank … finance: on the demand side, they apply for bank loans less frequently, as they more often anticipate a rejection; on the …

Persistent link: https://www.econbiz.de/10011100359

Women on Italian bank boards: are they ï¿½gold dustï¿½?

Prete, Silvia Del; Stefani, Maria Lucia - Banca d'Italia - 2013

is greater a) in banks belonging to the major banking groups, with larger and younger boards; and b) in banks that are …

Persistent link: https://www.econbiz.de/10011100416

Tail dependence of financial stocks and CDS markets: Evidence using copula methods and simulation-based inference

Silva, Paulo Pereira da; Rebelo, Paulo Tomaz; Afonso, … - Institut für Weltwirtschaft (IfW) - 2013

means that, surprisingly, the association between stock prices and spreads of the banking sector does not seem to surge in …

Persistent link: https://www.econbiz.de/10010956052

Bank Efficiency the Role of Bank Strategy and Local Market Conditions

Bos, J.W.B.; Kool, C.J.M. - de Nederlandsche Bank - 2004

banking sector. The fact that environmental factors that are not appropriately controlled may easily bias efficiency estimates … inefficiencies on a set of a bank.s strategic choices, local banking market variables, and local (regional) macro variables. For the …

Persistent link: https://www.econbiz.de/10005101798

Forecasting the fragility of the banking and insurance sector

Bernoth, Kerstin; Pick, Andreas - de Nederlandsche Bank - 2009

important in the performance of banks and insurances, analyze the influences of a number of observable factors on banking and …

Persistent link: https://www.econbiz.de/10005101843

Modelling Scenario Analysis and Macro Stress-testing

End, Jan Willem van den; Hoeberichts, Marco; Tabbae, Mostafa - de Nederlandsche Bank - 2006

factors in stress situations. The methodology is applied to the Dutch banking sector. …

Persistent link: https://www.econbiz.de/10005101857

Credit Ratings of the Banking Sector

Jonker, N. - de Nederlandsche Bank - 2002

In this paper we analyse the credit rating transitions of banks in Europe, the United States and Japan by using a competing risks model. We have distinguished two types of rating transitions: upgrading and downgrading. We have used some bank characteristics, like country of domicile, type of...

Persistent link: https://www.econbiz.de/10005106690

Increasing concentration in european banking: a macro-level analysis

Jansen, D.; Haan, J. de - de Nederlandsche Bank - 2003

The recent wave of mergers and acquisitions in the European banking sector has raised concerns that bank profitability …, competitiveness, efficiency and profitability in the European banking markets by using panel regressions. Estimates from various … recent studies on competition and efficiency in national banking sectors are related to concentration and profitability …

Persistent link: https://www.econbiz.de/10005106694