that, even when controlling for the standard economic variables that influence bank activity, a rise in the spread is …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …

enterprises, as captured by the assessment of credit standards provided by the banks participating in the Eurosystem Bank Lending … the Regional Bank Lending Survey (non-BLS banks) carried out by the Bank of Italy. We find evidence of a limited upward … restriction for the non-BLS banks. The Eurosystem Bank Lending Survey, therefore, continues to be a timely and important source of …

We use Italian data on bank lending to firms to study the transmission of shocks affecting bank balance sheets to the …-in-difference approach because: a large number of firms in Italy borrow from more than one bank; the shocks to the wholesale funding market … significantly affect their lending, the deterioration of bank capitalization as proxied by charge-offs and profitability had a …

This paper analyzes the effects of the financial crisis on credit supply by using highly detailed data on bank … borrowers’ risk, by exploiting multiple lending. We find evidence of a contraction of credit supply, associated to low bank …' productivity and interest rates at bank-firm level. …

We study the effect of the increase in Italian sovereign debt risk on credit supply on a sample of 670,000 bank … selected bank characteristics may have amplified or mitigated the impact. We also study the extensive margin of credit …

with bank lending to both households and construction firms. The model allows the house supply to vary in the short run and …

setting where a bank observes whether a loan applicant has already been rejected by other lenders. We do so by taking …