Showing 1 - 10 of 50
Persistent link: https://www.econbiz.de/10013437456
Persistent link: https://www.econbiz.de/10000882244
We use a macroeconomic euro area model with a bank sector to study the pro-cyclical effect of the capital regulation …
Persistent link: https://www.econbiz.de/10008692070
Many studies have questioned the reliability of banks� calculations of risk-weighted assets (RWA) for prudential purposes. The significant divergences found at international level are taken as indicating excessive subjectivity in the current rules governing banks� risk measurement and...
Persistent link: https://www.econbiz.de/10011100415
The paper investigates the relationship between the underground economy and financial deepening. Entrepreneurs can only access external finance by disclosing credible information in formal documentation. This may be impossible for many informal producers, who lack proper accounting records....
Persistent link: https://www.econbiz.de/10005113532
In this paper, we test whether micro firms run by migrants pay more for credit than firms run by natives and whether the differences in the cost of credit for these two groups of entrepreneurs decrease as the informational and cultural gaps narrow. We employ a large and unique data set providing...
Persistent link: https://www.econbiz.de/10008865937
that, even when controlling for the standard economic variables that influence bank activity, a rise in the spread is …
Persistent link: https://www.econbiz.de/10011105110
GDP shocks owing to a different degree of bank capitalization. The effects on lending of shocks to bank capital that are … effects of the "bank lending channel" from those of the "bank capital channel" in the case of a monetary shock; it also … provides an explanation for asymmetric effects of GDP shocks on lending based on the link between bank capital and risk …
Persistent link: https://www.econbiz.de/10005467288
monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …
Persistent link: https://www.econbiz.de/10005113613