. These results confirm that an improvement in financial education is essential in order to promote retirement saving. The …This paper examines the retirement decisions of Italian households using data from the Survey on Household Income and … Wealth (SHIW) for 2008. The analysis focuses on the adequacy of pension wealth, knowledge of supplementary retirement rules …

pension plans, which mostly leave to the worker the choice between ashing-in or annuitizing pension wealth at retirement …

The relationship between the demographic structure and the saving rate of a society is the reflection of the … of the processes generating income, social security wealth, retirement and consumption behaviour of households, and … evolution of aggregate income, saving and asset accumulation over the period 1994-2100. If fertility and mortality assumptions …

financial sustainability to public finances. Public expenditure for pensions is foreseen to remain relatively stable for the … standard of living in retirement. On the other hand, the fall in equities in the period 2000-02 highlighted the fact that one … experience may constitute a source of meaningful reflections for the current debate on the evolution of private pensions. …

increase workers' retirement wealth. Data show that returns on supplementary pension funds may be greater than the revaluation … retirement wealth held in pension funds a degree of flexibility comparable to that of the Tfr. The paper shows that scale … essential in stimulating competition and allowing workers to move freely from expensive retirement schemes to schemes charging …

The paper provides an econometric analysis of the aggregate saving function of Italian households in the vein of the …

In this paper we investigate the governance structure of Italian pensions funds. First, we conduct a brief but critical …