financial crisis on this portion of the credit market. From 2008 to 2011 the total number and value of new mortgages decreased … sharply. The results show that young households and non-EU immigrants have been affected more by the decline of new mortgages …. The worsening of the economic cycle and the tightening of the lending standards by banks seem to have had a stronger …

factors from the part of the households, and supply policies from the part of the banks; the latter in particular changed …

survey conducted in 2007 by the Bank of Italy over more than 300 banks. The results document significant innovations in … borrowing constraints facing households. The supply of new products is already routinely provided by large and medium banks …, while it is spreading among local cooperative banks. It is significantly higher among banks which have adopted credit …

of data on banks’ balance sheets, central banks and money market funds; on interest rates on deposits and loans; on non …

enterprises, as captured by the assessment of credit standards provided by the banks participating in the Eurosystem Bank Lending … Survey (BLS banks). For Italy, we combine the information provided by the relatively small panel of large banking groups … participating in the Eurosystem survey with the replies obtained from the non-overlapping and wider group of banks participating in …

Brothers demise to help banks retain access to wholesale funding. We describe the evolution and the pattern of bond issuance … new market, namely the significant �tiering� of the spreads paid by banks at issuance, finding that they mainly …

collusion. This paper tests the hypothesis for the Italian banking market, analysing the behaviour of the largest Italian banks … indicators, banks' costs and loan growth on variations in market shares and interest rates. …

subsidiaries for a representative sample fo nearly 2,500 OECD banks. …