Insurance companies and pension funds are part of complex systems of private insurance and public social protection … insurance is bound to play an increasing role. The aim of this paper is to provide an overview of the evolution of insurance … households� financial wealth. The paper finds that both insurance companies and private pensions still account for a small share …

Theory suggests that people facing higher uninsurable background risk buy more insurance against other risks that are … insurance increases with earnings uncertainty. …

We analyse the results of a survey conducted by the Bank of Italy in the spring of 2012 on Italian science and …

-enterprises. On average, they have lower profitability and higher debt, largely bank debt, than the other size classes. The proportion …

The paper describes the innovation strategies of a representative sample of Italian firms participating to the Bank of …

, namely the retail sector, restaurants, hotels etc.. In terms of performance, measured by profitability and productivity (and …

energy sector (mainly due to its high profitability); b) a favourable local political framework; and c) a tradition of …