. Using very detailed data at bank-firm level on four Italian local credit markets we empirically show that firms tend to … iterate their choice of the main bank over time. This inertia is not related to unobserved and time invariant preferences of …

find evidence of a bellshaped relationship between bank competition and firm creation. In addition, consistent with models … finding that competition may reduce the availability of credit to informationally opaque firms, we find that bank competition …We investigate the effects of competition in the banking sector on the creation of firms in the non-financial sector …

We use Italian data on bank lending to firms to study the transmission of shocks affecting bank balance sheets to the …-in-difference approach because: a large number of firms in Italy borrow from more than one bank; the shocks to the wholesale funding market … significantly affect their lending, the deterioration of bank capitalization as proxied by charge-offs and profitability had a …

shocks. Much less is known about how lending relationships and bank-specific characteristics affect the functioning of the … investigate how bank-specific characteristics (size, liquidity, capitalization, funding structure) and the bank-firm relationship …

Using 11 years of monthly Italian bank-by-bank data, this paper correlates the bilateral amounts and the identity of …