Showing 1 - 10 of 100
home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …
Persistent link: https://www.econbiz.de/10010687526
acquiring banks value profitable, high-growth and low risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …
Persistent link: https://www.econbiz.de/10008620574
While banks may change their credit supply due to bank balance-sheet shocks (the local lending channel), firms can … identify the aggregate (firm-level) effects of the lending channel and estimate the impact of banks’ ability to securitize …
Persistent link: https://www.econbiz.de/10009319591
profits of Spanish banks, in the period 1983-2003. We find that the growth in the stock of IT capital explains one third of … output growth of banks, and that an additional investment in IT of one million euros may be substituted for twenty ….22 for deposits and 0.11 for loans. For all the assets considered, the null hypothesis that banks use the profit …
Persistent link: https://www.econbiz.de/10005022244
This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …
Persistent link: https://www.econbiz.de/10005022279
Since the late eighties, the Spanish banking system has been undergoing major changes that have affected both its structure and the nature of strategic interaction among banking institutions. Various different strategies have been adopted to tackle the demands of this new operating environment,...
Persistent link: https://www.econbiz.de/10005022295
assets to complement the IT capital. The investment model is estimated using data from Spanish banks on assets of different …
Persistent link: https://www.econbiz.de/10008495179
. At the same time, we compare this aspect of Japanese corporate governance with the shareholdings of banks in the same … group of firms. Our results show that the equity investments of financial investors — institutional investors and banks — in … listed on the Tokyo and Osaka Stock Exchanges, with banks being the largest group of these financial investors. Further …
Persistent link: https://www.econbiz.de/10005088326
We propose an econometric analysis of the evolution of bank credit to the private sector in order to describe credit cycles and identify phases of particularly low (or negative) credit growth such as those that typically accompany financial or banking crises. We use a sample of twelve developed...
Persistent link: https://www.econbiz.de/10009024146
The aim of this paper is twofold. First, we present an up-to-date assessment of the differences across euro area countries in the distributions of various measures of debt conditional on household characteristics. We consider three different outcomes: the probability of holding debt, the amount...
Persistent link: https://www.econbiz.de/10010862266