Since bank credit lines are a major source of corporate funding, we examine the determinants of credit line usage with …

deposits and for more X-efficient banks. In addition, a less concentrated banking system increases bank profitability, which … the influence of government intervention in explaining bank performance in China. These findings should not come as a …

(VLTROs) conducted by the Eurosystem in December 2011 and February 2012 for the case of Spain. To do so we use bank-firm level …-sheet strength and by including bank fixed effects. Our findings suggest that the VLTROs had a positive moderately-sized effect on … the supply of bank credit to firms, providing evidence of a bank lending channel in the context of unconventional monetary …

. Many empirical studies suggest that financial reform promoted bank competition in most mature and emerging economies …. However, some earlier studies that adopted conventional approaches to measure competition concluded that bank competition in … specifications and estimation methods. All in all, our analysis suggests that bank lending markets in China have been more …