Showing 1 - 10 of 11
States and third-country resolution authorities in the context of the 2014 Bank Recovery and Resolution Directive. The … article also explores the future responsibilities of the prospective Single Resolution Authority regarding relations between … the euro area and third-country resolution authorities. …
Persistent link: https://www.econbiz.de/10010862258
profits of Spanish banks, in the period 1983-2003. We find that the growth in the stock of IT capital explains one third of … output growth of banks, and that an additional investment in IT of one million euros may be substituted for twenty ….22 for deposits and 0.11 for loans. For all the assets considered, the null hypothesis that banks use the profit …
Persistent link: https://www.econbiz.de/10005022244
This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …
Persistent link: https://www.econbiz.de/10005022279
Since the late eighties, the Spanish banking system has been undergoing major changes that have affected both its structure and the nature of strategic interaction among banking institutions. Various different strategies have been adopted to tackle the demands of this new operating environment,...
Persistent link: https://www.econbiz.de/10005022295
This paper analyses the cyclical behaviour of bank credit, loan losses and provisions for loan losses in Spain. These three variables are strongly cyclical in Spain -as in many other countries- and this poses some problems to bank supervisors and regulators. In a context of strong competitive...
Persistent link: https://www.econbiz.de/10005155309
assets to complement the IT capital. The investment model is estimated using data from Spanish banks on assets of different …
Persistent link: https://www.econbiz.de/10008495179
. At the same time, we compare this aspect of Japanese corporate governance with the shareholdings of banks in the same … group of firms. Our results show that the equity investments of financial investors — institutional investors and banks — in … listed on the Tokyo and Osaka Stock Exchanges, with banks being the largest group of these financial investors. Further …
Persistent link: https://www.econbiz.de/10005088326
proposed in the new Basel Accord. Using regulatory returns for UK banks and building societies, we empirically assess how … changing a firm's individual capital requirement affects its capital ratio. We find that banks faced with an increase in …
Persistent link: https://www.econbiz.de/10005099923
A remarkable fact of the mushrooming remittances market is the absence of commercial banks as relevant players …'s) due to migrants' mistrust to banks, which hinders the access of banks to the market. Altruism compounded with a non …-competitive market allows MTO's to set excessively high remittance fees and to attain monopolistic rents. The model shows that banks can …
Persistent link: https://www.econbiz.de/10005590704
home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …
Persistent link: https://www.econbiz.de/10010687526